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  • Your Checklist Before You Buy a Home

     

    You've made the decision to buy, but where to start? Here are a few action items to put into play before your home purchase.

    1. Reduce your Debt / Increase your Credit Score: Your credit score affects the interest rate on your mortgage, and many things affect your credit score, including the outstanding balances on your credit card, and how many credit lines you have open. The lower your debt-to-income ratio, the better your credit score will be, and the better your mortgage. Get a copy of your credit report, and make some decisions on how to pay down those bills.

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